Safety
Six-month cash buffer
Live BTC rate
Examples are using $63,631 BTC from CoinGecko, updated Jul 14, 2:11 PM.
Today
$30,000 = 0.4715 BTC
At $63,631 BTC
Future
$35,631 = 0.2784 BTC
At $127,985 BTC
The takeaway
More expensive in dollars. 41.0% cheaper in Bitcoin terms.
Today, Emergency fund costs 0.4715 BTC. If the item rises to $35,631 and Bitcoin reaches $127,985, the same expense costs 0.2784 BTC.
Cost over time